Your Membership. Your Savings.
Accidental Death & Dismemberment coverage provides a financial benefit in the event of a covered accidental loss — Elite members receive $1,000 and Premium members receive $5,000.
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If you suffer an accident that results in a covered loss while riding in, entering, exiting, or operating a land or water vehicle (excluding when operating a vehicle for commercial hire), a benefit may be payable based on the type of loss experienced.
| Covered Loss | Percentage of Benefit |
|---|---|
| Loss of Life | 100% |
| Loss of both hands or feet or sight of both eyes, or a combination of any two of: loss of hand, loss of foot, or loss of sight of one eye | 100% |
| Loss of one hand or one foot or sight of one eye and loss of speech | 100% |
| Loss of one hand or one foot or sight of one eye and loss of hearing | 100% |
| Loss of speech and hearing | 100% |
| Loss of one hand or one foot or sight of one eye | 50% |
| Loss of speech or hearing | 50% |
| Loss of thumb and index finger of the same hand | 25% |
If reattachment is attempted but ultimately unsuccessful, no additional benefit is payable for a subsequent amputation of the same loss.
Travel Protection is an additional benefit included with AD&D coverage for eligible members.
As a member, you receive the following valuable benefits and services designed to keep you protected while traveling:
Provides up to $500 for information leading to the arrest and conviction of a person responsible for the theft of your covered vehicle or for hit-and-run damage to your covered vehicle.
If your baggage is lost by a transportation carrier, assistance is provided to help ensure a fair and timely resolution of your claim.
If your cash or credit cards are stolen while traveling 250 miles or more from home, you may receive a cash loan of up to $100 to cover immediate needs. The theft must be reported to local authorities, and documentation is required.
If your covered vehicle is disabled due to a traffic accident 250 miles or more from home, you may be reimbursed for emergency living expenses of up to $50 per day for three days while repairs are being made.
Join thousands of members who are saving big every month.
Choose Your ProgramImportant Information & Offer Terms
Benefits are subject to the maximum amount available for each tier and the limits shown in the benefit schedule. Eligibility is based on active membership, which begins and ends according to the dates provided at enrollment. All benefits are available within the United States, and any expenses not covered under the benefit are the responsibility of the member. Membership is non-transferable and must remain active to retain eligibility for any benefits. Questions regarding benefits or program use may be directed through the support channels provided at checkout.
Coverage does not include losses that result from violations of motor vehicle laws, driving while impaired, operating a vehicle without permission or without a valid license, or leaving the scene of an incident. It does not apply to fraudulent claims, accidents without a filed police report, intentional self-harm, criminal actions, acts of war or terrorism, or participation in certain activities including operation of motorcycles, ATVs, or off-road vehicles. Coverage also does not apply to illness-related causes, military service-related injuries, aviation incidents unless specifically noted, or injuries that occurred before the date coverage became effective.
Complete terms, conditions, exclusions, policy language, and claim procedures will be provided during checkout prior to membership completion.
